Will a bank actually fund my business acquisition?
DealGrader instantly analyzes a business listing using real SBA underwriting logic — so you know before you waste time, money, or emotional energy.
Takes ~2 minutes. No spreadsheets.
Most business listings look great.
Most don't get funded.
Banks don't underwrite based on optimism — they underwrite based on cash flow coverage.
That means many buyers only learn the truth after:
- •Weeks of back-and-forth
- •LOIs and legal fees
- •Awkward conversations with lenders
DealGrader moves that reality check to the very beginning.
How It Works
1. Enter the basics
Asking price, SDE, industry, and your background.
2. We run the numbers
Get an underwriting preview using standard SBA assumptions.
3. Get a clear verdict
Green. Yellow. Or Red — with plain-English explanations.
If the deal doesn't work, we'll show you what price would.
What You'll See
Fundability Score
Green / Yellow / Red
Debt Service Coverage Ratio
The SBA's main underwriting criteria
Cash Flow After Debt
Annual & Monthly
Purchase Price Multiple
Fair market valuation
Maximum Offer Price
To meet SBA minimums
No fluff. No hype. Just how lenders actually think.
Who This Is For
First-time business buyers
Searchers evaluating off-market or BizBuySell deals
Entrepreneurs who want to sanity-check a price before calling a bank
If you're asking "Is this deal even realistic?" — this is for you.